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Understanding Credits

Last updated: 2026-01-15

Credits are AnyKoma’s way of measuring AI usage. Image generation costs credits, while text operations are free. Your subscription includes a monthly credit allowance.

Credit Costs

OperationCredits
Generate character profileFree
Generate character image3
Generate story outlineFree
Generate panel image3
Edit panel / Add dialogue1
Standalone panel (no story)3

Typical Usage Examples

Creating a New Character

StepCredits
Generate character profileFree
Generate character (2 options)3
Total3

Creating a 4-Panel Story (Existing Character)

StepCredits
Generate story outlineFree
Generate 4 panels (2 options each)12
Add dialogue (4 panels)4
Total16

Creating a 4-Panel Story (New Character)

StepCredits
Create character3
Create story16
Total19

Monthly Credit Allowances

PlanMonthly CreditsRollover Limit
Free15None
Starter200100
Pro500250
Master1,500500

Credit Refresh

  • Credits refresh on your billing date each month
  • Unused credits roll over (up to your plan’s limit)
  • Rollover credits are used first

Example: Starter Plan

  • Month 1: Use 150 of 200 credits → 50 roll over
  • Month 2: Start with 200 + 50 = 250 credits
  • Month 2: Use 100 credits → 100 roll over (capped from 150)
  • Month 3: Start with 200 + 100 = 300 credits

Credit Top-ups

Need more credits? Paid subscribers can purchase top-ups:

PackPriceCreditsCost per Credit
Small$4.99100$0.05
Medium$12.99300$0.04
Large$22.99600$0.04

Top-up credits never expire while your subscription is active.

Tips to Maximize Credits

Reuse Characters

Creating a character costs just 3 credits. After that, using them in stories costs nothing extra. Build your character library once, use forever.

Use Edits Instead of Regenerating

Edits cost only 1 credit vs 3 for a full regeneration. If your image is close but needs tweaks, use the edit feature instead.

Plan Before Generating

Each panel generation costs 3 credits. Refine your story concept before generating to avoid regenerating panels.

Check Your Balance

Your credit balance is shown in the dashboard header. Check before starting a new project.

When Credits Run Out

  • You’ll see a warning when credits are low
  • Operations fail gracefully when you have 0 credits
  • No charges without your action—top-up or wait for refresh

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